/* ===== CSS Variables ===== */
:root {
  /* Colors */
  --navy-900: #0f172a;
  --navy-800: #1e293b;
  --navy-700: #334155;
  --navy-600: #475569;
  --navy-500: #64748b;
  --navy-400: #94a3b8;
  --navy-300: #cbd5e1;
  --navy-200: #e2e8f0;
  --navy-100: #f1f5f9;
  --navy-50: #f8fafc;

  --gold-500: #d4a853;
  --gold-400: #e4be6a;
  --gold-600: #b8923f;

  --green-500: #10b981;
  --green-600: #059669;

  --white: #ffffff;
  --error: #ef4444;

  /* Typography */
  --font-serif: 'Lora', Georgia, serif;
  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;

  /* Spacing */
  --container-max: 1140px;
  --section-padding: 80px;
  --section-padding-mobile: 48px;

  /* Transitions */
  --transition-fast: 150ms ease;
  --transition-base: 250ms ease;
  --transition-slow: 400ms ease;

  /* Shadows */
  --shadow-sm: 0 1px 2px rgba(15, 23, 42, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(15, 23, 42, 0.08), 0 2px 4px -1px rgba(15, 23, 42, 0.04);
  --shadow-lg: 0 10px 15px -3px rgba(15, 23, 42, 0.08), 0 4px 6px -2px rgba(15, 23, 42, 0.04);
  --shadow-xl: 0 20px 25px -5px rgba(15, 23, 42, 0.1), 0 10px 10px -5px rgba(15, 23, 42, 0.04);

  /* Border Radius */
  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 12px;
  --radius-xl: 16px;
}

/* ===== Reset & Base ===== */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  font-family: var(--font-sans);
  font-size: 16px;
  line-height: 1.6;
  color: var(--navy-800);
  background-color: var(--white);
}

img {
  max-width: 100%;
  height: auto;
}

a {
  color: var(--navy-800);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover {
  color: var(--gold-500);
}

/* ===== Container ===== */
.container {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 24px;
}

/* ===== Typography ===== */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-serif);
  font-weight: 600;
  line-height: 1.25;
  color: var(--navy-900);
}

.section-title {
  font-size: 2rem;
  text-align: center;
  margin-bottom: 48px;
}

@media (min-width: 768px) {
  .section-title {
    font-size: 2.5rem;
  }
}

/* ===== Buttons ===== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-sans);
  font-size: 1rem;
  font-weight: 500;
  padding: 14px 28px;
  border-radius: var(--radius-md);
  border: none;
  cursor: pointer;
  transition: all var(--transition-base);
  text-decoration: none;
}

.btn-primary {
  background-color: var(--gold-500);
  color: var(--navy-900);
}

.btn-primary:hover {
  background-color: var(--gold-400);
  color: var(--navy-900);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}

.btn-secondary {
  background-color: var(--navy-100);
  color: var(--navy-700);
}

.btn-secondary:hover {
  background-color: var(--navy-200);
  color: var(--navy-800);
}

/* ===== Header ===== */
.header {
  padding: 20px 0;
  background-color: var(--white);
  border-bottom: 1px solid var(--navy-100);
  position: sticky;
  top: 0;
  z-index: 100;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-serif);
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--navy-900);
}

.logo:hover {
  color: var(--navy-900);
}

.logo-icon {
  font-size: 1.5rem;
  color: var(--gold-500);
}

/* ===== Hero Section ===== */
.hero {
  padding: 80px 0 100px;
  background: linear-gradient(180deg, var(--navy-50) 0%, var(--white) 100%);
  text-align: center;
}

.hero-headline {
  font-size: 2.5rem;
  margin-bottom: 20px;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
}

@media (min-width: 768px) {
  .hero-headline {
    font-size: 3.25rem;
  }
}

.hero-subhead {
  font-size: 1.125rem;
  color: var(--navy-600);
  max-width: 560px;
  margin: 0 auto 32px;
  line-height: 1.7;
}

@media (min-width: 768px) {
  .hero-subhead {
    font-size: 1.25rem;
  }
}

/* ===== How It Works Section ===== */
.how-it-works {
  padding: var(--section-padding) 0;
  background-color: var(--white);
}

.steps {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 24px;
}

@media (min-width: 900px) {
  .steps {
    flex-direction: row;
    justify-content: center;
    align-items: flex-start;
    gap: 0;
  }
}

.step {
  text-align: center;
  max-width: 280px;
}

.step-number {
  width: 56px;
  height: 56px;
  background-color: var(--navy-900);
  color: var(--gold-500);
  font-family: var(--font-serif);
  font-size: 1.5rem;
  font-weight: 600;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.step-title {
  font-size: 1.25rem;
  margin-bottom: 8px;
}

.step-desc {
  font-size: 0.9375rem;
  color: var(--navy-600);
  line-height: 1.6;
}

.step-connector {
  display: none;
}

@media (min-width: 900px) {
  .step-connector {
    display: block;
    width: 80px;
    height: 2px;
    background-color: var(--navy-200);
    margin-top: 28px;
  }
}

/* ===== Form Section ===== */
.form-section {
  padding: var(--section-padding) 0;
  background-color: var(--navy-50);
}

.form-container {
  max-width: 600px;
  margin: 0 auto;
  background-color: var(--white);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  padding: 40px 32px;
}

@media (min-width: 768px) {
  .form-container {
    padding: 48px 56px;
  }
}

.form-header {
  text-align: center;
  margin-bottom: 32px;
}

.form-title {
  font-size: 1.75rem;
  margin-bottom: 8px;
}

.form-subtitle {
  color: var(--navy-500);
  font-size: 0.9375rem;
}

/* Progress Bar */
.progress-bar {
  margin-bottom: 40px;
}

.progress-track {
  height: 4px;
  background-color: var(--navy-200);
  border-radius: 2px;
  overflow: hidden;
  margin-bottom: 16px;
}

.progress-fill {
  height: 100%;
  background-color: var(--gold-500);
  border-radius: 2px;
  transition: width var(--transition-slow);
  width: 25%;
}

.progress-steps {
  display: flex;
  justify-content: space-between;
}

.progress-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  flex: 1;
}

.progress-dot {
  width: 12px;
  height: 12px;
  border-radius: 50%;
  background-color: var(--navy-300);
  transition: all var(--transition-base);
}

.progress-step.active .progress-dot,
.progress-step.completed .progress-dot {
  background-color: var(--gold-500);
}

.progress-label {
  font-size: 0.75rem;
  color: var(--navy-400);
  text-align: center;
  transition: color var(--transition-base);
}

.progress-step.active .progress-label {
  color: var(--navy-700);
  font-weight: 500;
}

.progress-step.completed .progress-label {
  color: var(--navy-600);
}

@media (max-width: 500px) {
  .progress-label {
    display: none;
  }
}

/* Form Steps */
.form-step {
  display: none;
  animation: fadeIn var(--transition-base);
}

.form-step.active {
  display: block;
}

@keyframes fadeIn {
  from {
    opacity: 0;
    transform: translateY(8px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.step-heading {
  font-size: 1.25rem;
  margin-bottom: 24px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--navy-100);
}

/* Form Groups */
.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  font-size: 0.9375rem;
  font-weight: 500;
  color: var(--navy-700);
  margin-bottom: 8px;
}

.required {
  color: var(--error);
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  font-family: var(--font-sans);
  font-size: 1rem;
  color: var(--navy-800);
  background-color: var(--white);
  border: 1px solid var(--navy-300);
  border-radius: var(--radius-md);
  transition: all var(--transition-fast);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--gold-500);
  box-shadow: 0 0 0 3px rgba(212, 168, 83, 0.15);
}

.form-group input::placeholder,
.form-group textarea::placeholder {
  color: var(--navy-400);
}

.form-group select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%2364748b' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 16px center;
  padding-right: 48px;
}

.form-group textarea {
  resize: vertical;
  min-height: 100px;
}

.form-group.error input,
.form-group.error select,
.form-group.error textarea {
  border-color: var(--error);
}

.form-group .error-message {
  font-size: 0.8125rem;
  color: var(--error);
  margin-top: 6px;
}

/* Autocomplete Styles */
.autocomplete-wrapper {
  position: relative;
}

.autocomplete-list {
  position: absolute;
  top: 100%;
  left: 0;
  right: 0;
  background-color: var(--white);
  border: 1px solid var(--navy-300);
  border-top: none;
  border-radius: 0 0 var(--radius-md) var(--radius-md);
  box-shadow: var(--shadow-lg);
  list-style: none;
  max-height: 200px;
  overflow-y: auto;
  z-index: 50;
  display: none;
}

.autocomplete-list.active {
  display: block;
}

.autocomplete-list li {
  padding: 12px 16px;
  cursor: pointer;
  font-size: 0.9375rem;
  color: var(--navy-700);
  transition: background-color var(--transition-fast);
}

.autocomplete-list li:hover,
.autocomplete-list li.highlighted {
  background-color: var(--navy-50);
}

.autocomplete-list li .city-match {
  font-weight: 500;
  color: var(--navy-900);
}

.autocomplete-list li .city-state {
  color: var(--navy-500);
  margin-left: 4px;
}

/* Form Actions */
.form-actions {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  margin-top: 32px;
  padding-top: 24px;
  border-top: 1px solid var(--navy-100);
}

.form-actions .btn {
  min-width: 120px;
}

/* Success State */
.form-success {
  display: none;
  text-align: center;
  padding: 40px 20px;
  animation: fadeIn var(--transition-base);
}

.form-success.active {
  display: block;
}

.success-icon {
  margin-bottom: 24px;
}

.success-title {
  font-size: 1.5rem;
  margin-bottom: 12px;
  color: var(--navy-900);
}

.success-message {
  font-size: 1rem;
  color: var(--navy-600);
  margin-bottom: 8px;
}

.success-note {
  font-size: 0.875rem;
  color: var(--navy-500);
}

/* ===== FAQ Section ===== */
.faq-section {
  padding: var(--section-padding) 0;
  background-color: var(--white);
}

.faq-list {
  max-width: 700px;
  margin: 0 auto;
}

.faq-item {
  border-bottom: 1px solid var(--navy-200);
}

.faq-question {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 24px 0;
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
  font-family: var(--font-sans);
  font-size: 1.0625rem;
  font-weight: 500;
  color: var(--navy-800);
  transition: color var(--transition-fast);
}

.faq-question:hover {
  color: var(--navy-900);
}

.faq-icon {
  font-size: 1.5rem;
  color: var(--navy-400);
  transition: transform var(--transition-base);
}

.faq-item.active .faq-icon {
  transform: rotate(45deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition-base), padding var(--transition-base);
}

.faq-item.active .faq-answer {
  max-height: 300px;
  padding-bottom: 24px;
}

.faq-answer p {
  color: var(--navy-600);
  line-height: 1.7;
}

/* ===== Footer ===== */
.footer {
  padding: 48px 0 32px;
  background-color: var(--navy-900);
  color: var(--navy-300);
}

.footer-content {
  text-align: center;
  margin-bottom: 32px;
}

.footer-logo {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-serif);
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 12px;
}

.footer-logo .logo-icon {
  color: var(--gold-500);
}

.footer-tagline {
  font-size: 0.9375rem;
  color: var(--navy-400);
  margin-bottom: 16px;
}

.footer-contact {
  font-size: 0.9375rem;
}

.footer-contact a {
  color: var(--gold-400);
}

.footer-contact a:hover {
  color: var(--gold-500);
  text-decoration: underline;
}

.footer-bottom {
  text-align: center;
  padding-top: 24px;
  border-top: 1px solid var(--navy-800);
}

.footer-bottom p {
  font-size: 0.8125rem;
  color: var(--navy-500);
}

/* ===== Header Navigation ===== */
.header .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.nav {
  display: flex;
  align-items: center;
  gap: 24px;
}

.nav-link {
  font-size: 0.9375rem;
  font-weight: 500;
  color: var(--navy-600);
  transition: color var(--transition-fast);
}

.nav-link:hover {
  color: var(--navy-900);
}

.nav-link.active {
  color: var(--gold-500);
}

/* ===== Blog Header ===== */
.blog-header {
  padding: 60px 0 48px;
  background: linear-gradient(180deg, var(--navy-50) 0%, var(--white) 100%);
  text-align: center;
}

.blog-title {
  font-size: 2.25rem;
  margin-bottom: 12px;
}

.blog-subtitle {
  font-size: 1.125rem;
  color: var(--navy-600);
  max-width: 500px;
  margin: 0 auto;
}

@media (min-width: 768px) {
  .blog-title {
    font-size: 2.75rem;
  }
}

/* ===== Blog Section ===== */
.blog-section {
  padding: var(--section-padding) 0;
  background-color: var(--white);
}

.blog-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
  max-width: 900px;
  margin: 0 auto;
}

@media (min-width: 640px) {
  .blog-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 900px) {
  .blog-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

/* Blog Card */
.blog-card {
  background-color: var(--white);
  border: 1px solid var(--navy-200);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: all var(--transition-base);
}

.blog-card:hover {
  border-color: var(--navy-300);
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

.blog-card-link {
  display: block;
  text-decoration: none;
}

.blog-card-content {
  padding: 24px;
}

.blog-card-date {
  font-size: 0.8125rem;
  color: var(--navy-500);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.blog-card-title {
  font-size: 1.125rem;
  font-family: var(--font-serif);
  color: var(--navy-900);
  margin: 12px 0;
  line-height: 1.4;
}

.blog-card-excerpt {
  font-size: 0.9375rem;
  color: var(--navy-600);
  line-height: 1.6;
  margin-bottom: 16px;
}

.blog-card-cta {
  font-size: 0.9375rem;
  font-weight: 500;
  color: var(--gold-600);
}

.blog-card:hover .blog-card-cta {
  color: var(--gold-500);
}

/* Coming Soon Card */
.blog-card-coming {
  opacity: 0.6;
  cursor: default;
}

.blog-card-coming:hover {
  transform: none;
  box-shadow: none;
  border-color: var(--navy-200);
}

/* Blog CTA */
.blog-cta {
  padding: 0 0 var(--section-padding);
  background-color: var(--white);
}

.blog-cta-box {
  background: linear-gradient(135deg, var(--navy-900) 0%, var(--navy-800) 100%);
  border-radius: var(--radius-xl);
  padding: 48px 32px;
  text-align: center;
  max-width: 700px;
  margin: 0 auto;
}

.blog-cta-title {
  font-size: 1.75rem;
  color: var(--white);
  margin-bottom: 12px;
}

.blog-cta-text {
  font-size: 1.0625rem;
  color: var(--navy-300);
  margin-bottom: 24px;
}

/* ===== Article Styles ===== */
.article {
  padding: 48px 0 var(--section-padding);
}

.article-container {
  max-width: 720px;
  margin: 0 auto;
}

.article-header {
  margin-bottom: 40px;
}

.article-back {
  display: inline-block;
  font-size: 0.9375rem;
  color: var(--navy-500);
  margin-bottom: 24px;
  transition: color var(--transition-fast);
}

.article-back:hover {
  color: var(--gold-500);
}

.article-title {
  font-size: 2.25rem;
  line-height: 1.3;
  margin-bottom: 16px;
}

@media (min-width: 768px) {
  .article-title {
    font-size: 2.75rem;
  }
}

.article-meta {
  display: flex;
  gap: 16px;
  font-size: 0.9375rem;
  color: var(--navy-500);
}

/* Article Content */
.article-content {
  font-size: 1.0625rem;
  line-height: 1.8;
  color: var(--navy-700);
}

.article-content p {
  margin-bottom: 24px;
}

.article-content .article-lead {
  font-size: 1.1875rem;
  color: var(--navy-600);
  line-height: 1.75;
  margin-bottom: 32px;
}

.article-content h2 {
  font-size: 1.5rem;
  margin-top: 48px;
  margin-bottom: 20px;
}

.article-content h3 {
  font-size: 1.25rem;
  margin-top: 36px;
  margin-bottom: 16px;
}

.article-content ul,
.article-content ol {
  margin-bottom: 24px;
  padding-left: 24px;
}

.article-content li {
  margin-bottom: 12px;
}

.article-content strong {
  color: var(--navy-900);
}

/* Article CTA */
.article-cta {
  background-color: var(--navy-50);
  border-radius: var(--radius-lg);
  padding: 32px;
  margin-top: 48px;
  text-align: center;
}

.article-cta-title {
  font-size: 1.375rem;
  margin-bottom: 8px;
}

.article-cta-text {
  font-size: 1rem;
  color: var(--navy-600);
  margin-bottom: 20px;
}

/* ===== Responsive Adjustments ===== */
@media (max-width: 767px) {
  .hero {
    padding: 60px 0 80px;
  }

  .how-it-works,
  .form-section,
  .faq-section {
    padding: var(--section-padding-mobile) 0;
  }

  .form-container {
    padding: 32px 24px;
    margin: 0 -8px;
    border-radius: var(--radius-lg);
  }

  .form-actions {
    flex-direction: column-reverse;
  }

  .form-actions .btn {
    width: 100%;
  }

  .section-title {
    margin-bottom: 36px;
  }
}